Sat. Apr 19th, 2025
alert-–-how-young-cafe-worker-saved-$10,000-on-her-medical-bills-with-little-known-loophole-‘not-talked-about-enough’Alert – How young café worker saved $10,000 on her medical bills with little-known loophole ‘not talked about enough’

A 22-year-old café worker and aspiring lawyer has found a little-known loophole that wiped $10,000 off the bill for her fertility treatment.

The NSW student was quoted $12,500 by a fertility clinic after inquiring about treatment following her diagnosis of endometriosis and adenomyosis. 

Milly Bonnici shared a tearful clip on TikTok explaining she was advised to freeze her eggs because she has a ‘really low’ egg reserve. 

The law student, who works part-time at a café and a pub, was distraught because the cost would wipe out her savings. 

She captioned the video: ‘Feeling so alone, isolated, scared and just overwhelmed by this whole process. 12k is so much money, especially being 22 and in this economy. 

‘Endo and adeno are so cruel and I’m so b***** over it!!’

Milly said her wish to have children one day is important to her, as she is from a ‘broken home’. 

The aspiring lawyer has now revealed her tearful confession saved her $10,000 after women who have gone through the same treatment shared their advice.

She said in a clip: ‘My comment section saved me $10,000 and I want to talk about it because apparently it’s not talked about enough’. 

Over 300 women shared their advice and support to Milly, informing her there are bulk-billing clinics in that are far more cost-effective. 

Milly admitted she broke down and cried in the ‘dairy section at Woolworths’ after realising she could now, in fact, afford the treatment. 

‘So many women struggle and no one talks about it. Until someone cries on TikTok apparently,’ she joked.

Milly has since found a clinic that can provide the same treatment for $2,500 as rebates are available for egg freezing if it’s deemed medically necessary. 

Elective egg freezing can cost between $5,000 to $15,000 per cycle in with ongoing storage fees can be between $500 to $600 per year. 

Medicare typically doesn’t cover these costs making the treatment very expensive for the majority of ns.

One commenter said: ‘Thank you for your video, after being quoted around $15,000 from Monash IVF we’re now looking into Adora as well.

‘I’m 23 and related to your video so much and now I may actually be able to afford IVF,’ to which Milly replied: ‘THIS MAKES ME SO HAPPY I’m so glad I cried on TikTok.’

For ppl starting their TTC journey, low cost clinics are out there. I paid $250 for my successful IUI, compared to $1,000-$2,500 at a lot of other fertility clinics. Shop around, they’re out there,’ another wrote. 

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